The recent downturn in cryptocurrency markets has reignited a familiar debate: just how stable are stablecoins? Once heralded as the bridge between volatile digital assets and traditional finance, stablecoins are now under increasing scrutiny as the broader crypto ecosystem faces mounting losses. Bitcoin, which soared to an all-time high of $126,000, has since plunged to … Read more
The passage of the GENIUS Act has kicked off a historic transformation in U.S. payments and digital asset regulation. For the first time, Congress has established a comprehensive legal framework for stablecoins, defining how these digital assets can circulate within the American financial system. The law’s intent is clear: promote innovation, enhance competition, and modernize … Read more
In a landmark signal of changing priorities, Federal Reserve Governor Christopher Waller said Tuesday (Oct. 21) that the central bank will take a more active and participatory role in the transformation of payments systems. Speaking at the Federal Reserve’s Payments Innovation Conference in Washington, Waller declared: “The revolution transforming payments is demanding change everywhere. I … Read more
In a major development for global finance and payments, Modern Treasury has acquired Beam to unify traditional and blockchain-based payment rails. The integration will combine Modern Treasury’s enterprise-grade infrastructure for money movement with Beam’s stablecoin and fiat orchestration capabilities, enabling seamless real-time payments and liquidity optimization. This acquisition marks a significant leap forward in the … Read more
According to a Visa report released Oct. 16, stablecoin-denominated lending has quietly become one of the most dynamic growth engines in decentralized finance (DeFi). The study found that on-chain loans totaling $670 billion have been issued over the last five years — with $51.7 billion recorded in August 2025 alone — underscoring the rapid acceleration … Read more
The stablecoin market — now exceeding $300 billion in circulation — has become a central pillar of global digital finance, bridging traditional banking systems with blockchain-based liquidity. Yet, as recent market volatility shows, not all stablecoins are created equal. While every stablecoin aims to hold a one-to-one peg to a target currency like the U.S. … Read more