FDIC’s Capital Rules Could Reshape FinTech-Bank Partnerships

FDIC’s Capital Rules Could Reshape FinTech-Bank Partnerships

New regulatory changes from the Federal Deposit Insurance Corporation (FDIC) are poised to reshape the banking landscape, with far-reaching implications for banks and their FinTech partners. On Nov. 25, 2025, the FDIC will consider a notice of proposed rulemaking titled “Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework,” signaling the start of … Read more

T-Mobile Enters Credit Market With Capital One–Backed Visa Card

T-Mobile Enters Credit Market With Capital One

In a bold move to expand beyond wireless services, T-Mobile is launching its first-ever credit card in partnership with Capital One, signaling the company’s growing focus on customer engagement through financial products. The new T-Mobile credit card, which runs on Visa’s network, will offer no annual fees and 2% back in T-Mobile rewards. Additionally, customers … Read more