Visa: Stablecoins Power a $670B On-Chain Lending Boom

Visa Stablecoins Power a 670B

According to a Visa report released Oct. 16, stablecoin-denominated lending has quietly become one of the most dynamic growth engines in decentralized finance (DeFi). The study found that on-chain loans totaling $670 billion have been issued over the last five years — with $51.7 billion recorded in August 2025 alone — underscoring the rapid acceleration … Read more

Goldman Sachs 3.0: AI Takes Center Stage in Wall Street’s Next Transformation

Goldman Sachs 3.0: AI Takes Center Stage

Goldman Sachs’ Q3 2025 earnings took a back seat to something far bigger — a full-scale reinvention of how the firm operates.On Tuesday (Oct. 14), the investment bank unveiled “One Goldman Sachs 3.0”, a centralized, AI-driven operating model designed to automate workflows, streamline client onboarding, and improve regulatory reporting and risk control. “Propelled by AI, … Read more

Federal Reserve’s 22×6 Plan Brings U.S. Closer to Always-On Payments

Federal Reserve’s 22×6 Plan

The Federal Reserve is taking a major step toward real-time, near-continuous settlement for large-value payments.The central bank said it will extend operating hours for its Fedwire Funds Service and the National Settlement Service (NSS) to 22 hours per day, six days a week, running from Sunday through Friday — including weekday holidays. The initiative, known … Read more