Walmart de México is expanding its digital financial ecosystem by integrating Aplazo’s buy now, pay later (BNPL) feature into its Cashi app — allowing millions of consumers to pay for purchases in installments without a credit card. Announced on Nov. 4, the partnership gives Walmart’s digital shoppers in Mexico flexible, transparent, and instant credit options, … Read more
Shopify is leaning fully into artificial intelligence — and it’s paying off in orders, engagement, and merchant profitability. During the company’s Q3 2025 earnings call (Nov. 4), Shopify President Harley Finkelstein said AI now drives nearly every part of the company’s commerce platform, from customer discovery to post-purchase support. “AI is not just a feature … Read more
As the U.S. officially winds down penny production, both banks and retailers are facing increasing difficulties. While the penny’s demise has been long anticipated, the consequences for daily business operations have proven to be more complicated than expected. The shortage of pennies is causing issues in making exact change for customers, particularly in retail transactions, … Read more
Blockchain technology was originally envisioned as the infrastructure for a new era of financial services. While progress has been slow, stablecoins—fiat-pegged, tokenized assets—are emerging as a key component in the transformation of global payments, treasury management, international money flows, and even national-currency digitization. This shift is especially timely as big-league payment firms are now stepping … Read more
The passage of the GENIUS Act has kicked off a historic transformation in U.S. payments and digital asset regulation. For the first time, Congress has established a comprehensive legal framework for stablecoins, defining how these digital assets can circulate within the American financial system. The law’s intent is clear: promote innovation, enhance competition, and modernize … Read more