In a move poised to redefine enterprise payment automation, KNEX Technology, a trusted Oracle partner, today announced a global collaboration with Visa, the world leader in digital payments.
The initiative will embed Visa’s virtual card payment capabilities directly into Oracle ERP platforms, including Fusion Applications and NetSuite, with support for additional Oracle ERP products to follow.
The partnership is designed to solve one of the most persistent challenges for finance teams: manual, fragmented supplier payment processes that increase operational costs, create visibility gaps, and expose organizations to risk.
“By making secure, automated supplier payments available natively in the platforms organizations already use, we’re helping clients accelerate their digital transformation, reduce manual effort, and unlock new efficiencies at scale,” said Darren Parslow, Global Head of Visa Commercial Solutions.
Transforming Supplier Payments Through Native Integration
Traditional supplier payment workflows often rely on multiple systems and manual reconciliation, leaving room for errors and delays.
The KNEX Visa Virtual Card Adapter addresses these issues head-on by allowing enterprises to pay suppliers instantly and securely with Visa virtual cards from within Oracle ERP—no third-party portals or manual uploads required.
| Current Pain Point | Solution via KNEX–Visa Integration |
|---|---|
| Manual supplier payments via checks or wire transfers | Automated, embedded Visa virtual card payments |
| Lack of payment visibility and delayed reconciliation | Real-time syncing of payment data with Oracle ERP ledger |
| Costly, custom-built integrations | Pre-configured, low-code adapter ready for deployment |
| Security and compliance risks | Visa’s trusted payment rails and KNEX’s Oracle-native infrastructure |
Introducing the KNEX Visa Virtual Card Adapter
The Visa Virtual Card Adapter, designed and built by KNEX, is a pre-configured, low-code integration layer that connects Oracle ERP with Visa’s Virtual Card API ecosystem.
This adapter provides a turnkey embedded payment experience, enabling AP teams to initiate, authorize, and reconcile Visa virtual card transactions directly inside their Oracle ERP systems.
Key Features & Benefits
| Feature | Description |
|---|---|
| Embedded Payments | Pay vendors instantly using Visa virtual cards within Oracle Fusion Applications (NetSuite and EBS support coming soon). |
| Frictionless Onboarding | Secure authentication and consent process with Visa and issuing banks, all within the ERP environment. |
| Automated Reconciliation | Payment data and status updates automatically sync with Oracle’s ledger in real time. |
| Unified Experience | Eliminates the need for external banking or AP tools—everything happens inside Oracle ERP. |
“This partnership with Visa marks a major leap in how businesses manage payments inside Oracle ERP,” said Basheer Khan, CEO of KNEX Technology. “By embedding Visa’s trusted virtual card capabilities, we’re removing friction and enabling a faster, smarter, and more secure way for companies to pay suppliers.”
Executive Insights
Both companies underscored that the partnership is not just about integrating technology—it’s about reimagining the supplier payment experience.
“Embedding Visa’s virtual card technology directly within Oracle ERP systems represents a significant advancement for businesses seeking to modernize their payment operations,” said Darren Parslow of Visa.
“We’re helping clients transform their finance departments into strategic drivers of efficiency, security, and real-time data insight,” he added.
Go-to-Market Plan & Roadmap
The first release of the KNEX Visa Adapter will debut at Oracle AI World and AFP 2025 in October 2025, marking a major milestone for enterprise financial automation.
Following the launch, KNEX and Visa will conduct a pilot program with select clients and issuing banks in Q4 2025, gathering feedback for wider rollouts across the Oracle ERP ecosystem.
Future roadmap phases include:
- Q1 2026: Expansion to Oracle E-Business Suite (EBS) and industry-specific Oracle ERPs.
- Q2 2026: Integration with analytics dashboards for spend visibility and forecasting.
- 2026–27: Broader adoption with embedded fraud detection and AI-based cash flow optimization.
| Phase | Timeline | Focus Area |
|---|---|---|
| Initial Launch | Oct 2025 | Fusion + NetSuite adapter debut |
| Pilot Rollout | Q4 2025 | Select enterprise clients & issuing banks |
| Expanded ERP Coverage | 2026 | EBS, JDE, and industry modules |
| Advanced Analytics | 2026–27 | AI-enabled spend intelligence tools |
Why KNEX + Visa
Visa selected KNEX for its deep Oracle-native integration expertise and proven ability to deliver secure, scalable, and low-code financial solutions.
The partnership merges Visa’s global payment infrastructure with KNEX’s ERP domain mastery, enabling clients to bridge the gap between financial operations and digital payment innovation.
“Visa’s ecosystem brings the network, KNEX brings the native integration,” said Khan. “Together, we’re creating a seamless experience that transforms how enterprises move money.”
| Visa Strengths | KNEX Strengths |
|---|---|
| Global leader in digital payments | Oracle-native cloud integration expertise |
| Secure and trusted payment rails | Low-code, scalable ERP automation tools |
| Vast issuing bank and client network | Proven delivery in financial services sector |
| Enterprise-grade APIs and security | Implementation support and client enablement |
Industry Impact
This collaboration aligns with a broader industry trend toward “embedded finance” — bringing financial capabilities directly into core enterprise software.
Analysts expect embedded payment solutions to reduce payment processing costs by up to 40%, while enhancing visibility and cash management across the enterprise.
“Organizations are demanding solutions that work where they already work,” said Khan. “By embedding payments directly into Oracle ERP, we’re delivering what finance leaders have wanted for years—control, automation, and insight without complexity.”
Why It Matters
For finance and procurement teams, the KNEX–Visa partnership represents a breakthrough in speed, visibility, and operational control.
It replaces complex third-party integrations and manual workflows with secure, end-to-end automation, making supplier payments faster, smarter, and safer — all within the Oracle ERP interface businesses rely on every day.
FAQs
1. What is the KNEX Visa Virtual Card Adapter?
A low-code integration solution that allows businesses to issue and reconcile Visa virtual card payments directly within Oracle ERP systems.
2. Which Oracle ERPs are supported?
The initial launch supports Oracle Fusion Applications, with NetSuite and E-Business Suite to follow.
3. When will the adapter be available?
October 2025, debuting at Oracle AI World and AFP 2025.
4. What are the main benefits for users?
Automated payments, real-time reconciliation, embedded security, and reduced dependency on external systems.
5. Why did Visa partner with KNEX?
KNEX has a proven record of building secure, Oracle-native integrations and simplifying complex ERP financial processes.