• Overview
  • Pricing
  • Features
  • Customer Care
Top  >  Best Debt Consolidation Options 2020  >  Guardian Debt Relief


10 Fawcett Street, Suite 204
Cambridge, MA 02138

Guardian Debt Relief BBB Business Review

Guardian Debt Relief is a BBB accredited business that offers debt relief services. They’ve built a reputation for passionately fighting for their clients, tooth and nail, to bring them out of debt and into a brighter financial situation.

Call (888) 776-3576

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Guardian Debt Relief is an A+ rated BBB accredited business that offers debt relief services.

It has certifications from the AFCC and the IAPDA and has helped thousands of people across American find relief for their unsecured debt.

Its program requires a minimum debt amount of $10,000 and they offer a 100% money-back guarantee and a FREE no-risk consultation to see if you qualify.

Guardian Debt Relief dedicates its resources to helping you get out of debt as fast and effortlessly as possible.

They provide a real alternative to traditional debt consolidation or credit killing bankruptcy. Plus, the plethora of unsecured debts they handle will surely cover what plagues your finances.

Credit cards, utilities, medical bills, personal loans and more can be handled through Guardian Debt Relief.

Company Overview
BBB Accredited Business with A+Rating
AFCC and IAPDA certified
No upfront fees
100% money-back guarantee
$10,000 minimum debt requirement
Online chat feature on website
Refreshing level of transparency with the company
Comprehensive news and tips section

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Next: Pricing >


Guardian Debt Relief offers a very transparent payment process.

Pricing Overview
Free debt consultation
No upfront fees
You only pay Guardian when they successfully lower your debt
15-20% success fee
100% money-back guarantee

Once you agree to the program, you’ll begin making monthly deposits towards settling the enrolled debt. This accumulating amount will act as leverage with which your debt specialist will negotiate on your behalf. Once a suitable amount has been saved for a settlement and negotiations are successful, then you will be notified.

As part of your monthly deposit, a percentage will be meant for Guardian Debt Relief’s payment. However, this is a success fee - meaning Guardian Debt Relief won’t be paid until they successfully negotiate your debt down.

If there is no successful negotiation then you won’t be obligated to pay Guardian Debt Relief. If, for any reason, you want to withdraw your money from the program account, then you are free to do so. This gives some merit to Guardian’s transparency as they don’t charge you upfront or even halfway into a program.

The success fee for Guardian Debt Relief will vary based on your location, but you can expect the amount to be around 20%. Most other debt settlement or consolidation companies tend to charge higher than that, especially in the case of a large amount of debt being handled.

Even in the debt relief world, you probably won’t find better than Guardian Debt Relief.

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Next: Features >


Here are some features that makes Guardian stand out from its competitors:

Key Features
BBB Accredited Business with A+ Rating
AFCC and IAPDA certified
100% Money-back guarantee
Dedicated account representative
Online chat feature on website

When you begin your journey to debt freedom with Guardian Debt Relief one of the first things you’ll notice is the fact that you will have only one dedicated debt relief specialist with you throughout the process.

This is a feature that separates Guardian Debt Relief from other companies who may pass your call on to the first available employee, resulting in extensive call waiting times and confusion between client accounts.

This isn’t something you have to worry about with Guardian Debt Relief.

Aside from their BBB accreditation, Guardian Debt Relief is also certified through AFCC and IAPDA, both of which are regulatory entities in the debt relief industry.

These organizations only back trustworthy, capable debt relief companies, so you know that Guardian Debt Relief can be trusted with your dreams of debt freedom.

Another welcome addition to client interaction is the extensive note taking that the debt relief experts do on each client.

This further eliminates the possibility of account confusion cropping up when dealing with your assigned specialist. This can allow for much smoother interactions, faster answers and quicker progression through the program.

After you get through the opening stages of the program your dedicated negotiator will do the brunt of the work, keeping up with you to make sure you’re making your deposits and updating you on the status of in progress negotiations.

In essence, all you need to do is continue to meet your deposit requirements each month and your debt negotiator will handle your creditors for you.

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Next: Customer Care >


Applying for the Guardian Debt Relief program is very simple.

Next: Customer Care >


Guardian Debt Relief offers the best customer service I’ve seen from a debt negotiation provider.

Since the process you go through is handled by one individual, you’re not at the mercy of normal phone company conventions (such as long hold times or confusing conversations).

Instead you have a dedicated expert that will be your contact from beginning to end. You really get the sense of a family environment when talking with Guardian Debt Relief.

Before you even speak to a customer service representative you have the simplest explanation of the program process in a five step chart that is available to anyone keen on learning about Guardian Debt Relief.

In the unlikely event that you can’t get an answer from your debt specialist, you do have an FAQ section and and Online Chat feature available on the website.

There is also a lengthy blog that covers many different topics on personal finances. Guardian Debt Relief makes sure you have all the information you need.

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