PrairieCloudware

Prairie Cloudware’s Digital Payments Guardian Goes Live with Mobile Payments

June 23, 2016         By: Mike Dautner

Prairie Cloudware, an innovator in omnichannel digital payments services, recently announced that its Digital Payments Guardian mobile wallet is now live with a multitude of awesome features.

Some of the features include a multi-billion dollar regional bank, facilitating tap and pay transactions with tokenized credit or debit card numbers contained in a secure, bank-branded mobile wallet environment.

Prairie Cloudware CTO Brent Adkisson demonstrated the first tap and pay transaction using his smartphone and tokenized Visa card to purchase a Twin Bing candy bar at a nearby convenience store.

“The largest financial institutions in the U.S. are taking control of the mobile relationships they have with customers by issuing their own mobile wallets,” explained Doug Parr, chief revenue officer of Prairie Cloudware. “While other organizations have recently announced their plans to build and launch bank branded mobile wallets, our Digital Payments Guardian is already live and successfully functioning. The future of payments is now, and consumers shouldn’t have to wait any longer to gain access to a convenient, secure and preferred mobile payments experience provided by their bank or credit union.”

Digital Payments Guardian acts as a digital vault for financial institutions, offering customers an easier way to use their credit and debit cards accounts in digital channels,

The solution leverages industry standard tokens courtesy of the card networks, replacing sensitive consumer info with unique tokens, and NFC tap and pay utilizing Android HCE at the POS, allowing payments to be made seamlessly, and conveniently with little to no risk.

The solution makes it possible for financial institutions to meet customers’ need for choice, convenience, as well as security when making mobile transactions.