Ingenico Group’s Semi-Integrated Payment Solution to Benefit Merchants and Partners

August 3, 2015 by
Ingenico Group’s Semi-Integrated Payment Solution to Benefit Merchants and Partners

Ingenico Group, a global leader in seamless payments, announced today that its “Telium Semi-Integrated” (TSI) payment solution would provide an easy conduit for point-of-sale providers as well as other ISVs and VARs to allow for EMV payments.

Ingenico Group has been working hard with partners for years to offer Semi-Integrated options. Aiming to create a flexible integration “toolkit” to simplify the solution development process is their main objective.

The major function of Semi-Integrated payment solutions is to essentially limit communications between the PIN pad and POS system to non-sensitive exchanges, while preventing card data from entering the POS system. As an alternative, it is encrypted and routed directly from Ingenico Group’s smart terminal to the merchant’s card processor.

By taking the POS out of the payment flow, it will improve security and simplify the EMV certification and PCI compliance processes. Additionally, it can potentially reduce the costs of enabling EMV acceptance at vendors.

The key benefits of the Semi-Integrated platform according to Ingenico Group derive from five major factors. The first is the streamlining of EMV migration & certification. It improves security by eliminating sensitive data from the POS. It simplifies PCI compliance by reducing the cardholder data environment. The flexible approach comes with two options, TSI Enterprise and TSI Basic. Lastly, its processor and gateway agnostic functionality adds a major boost for vendors.

“With Ingenico Group’s pre-certified payment applications, partners don’t have to worry about dealing with the complexities of payment and instead can focus on their core business,” said Gregory Boardman, Chief Technology Officer for Ingenico Group, North America. “Interest in these solutions is strong, particularly amid the transition to EMV as retailers are rethinking their existing POS posture and seeking to reduce PCI scope,” commented a representative of Ingenico Group.

“We chose to partner with Ingenico Group because its customizable solution offers a quick path to accepting EMV and NFC/contactless/Apple Pay through the flexibility of the cross platform mobile SDK,” said Bob Leonard, CEO of iMobile3. “With Ingenico’s Telium Semi-Integrated solution, we were able to get to market quickly and offer our customers a way to avoid the EMV certification bottleneck – the backlog of ISVs and merchants simultaneously looking for processor certifications – with a fully PCI-DSS certified tablet POS platform ideally suited for multi-unit operating merchants.”

Ingenico Group looks to be making a step in the right direction regarding EMV compatibility and POS optimization.

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