BPC Banking Technologies Unveils SmartVista HCE Solution
Open System payment solutions provider BPC Banking Technologies has launched SmartVista Host Card Emulation (HCE) solution that will enable financial organizations to offer user-friendly services to customers.
To be deployed as an integrated or stand-alone module or as a service, the SmartVista HCE technology is comprised of: a server part (HCE cloud), crypto-module and specific interfaces to SmartVista processing system related to authorization and virtual cards issue and replenishment.
This solution conforms to all functional and security standards established by international payment systems and supports 3D-Secure and SecureCode.
With HCE, financial organizations will be able to offer user-friendly services including prepaid virtual card issue for non-customers or link the virtual card to existing account.
BPC Banking Technologies also brings contactless payments to every customer through its downloadable app, which provides an instant virtual non-personalized card issue. This app allows customers to make payments at any NFC-supported terminals.
“HCE technology opens the way to all mobile payments market players: banks are now free to launch convenient products, retailers get a new payment method, while customers enjoy easy and quick payment tool – always in your smartphone,” commented Vasily Grigoriev, executive vice president of BPC Banking Technologies.
“Our solution enables financial organizations to cut the timeline for new product launch significantly and to skip this time-consuming bureaucracy with third-party providers. As a result the bank gets numerous benefits– existing clients loyalty increase, new customers attraction and instant return on investments to HCE.”