Voice-activated payments were introduced to the ING Netherlands banking app recently, making available a simple alternative to physically typing a pin numbers and passwords on smartphones

Users can simply use their own voices to utter a short phrase—allowing the app to match up the sound recording to a file within the phone’s storage space.

It is suggested that due to a person’s unique vocal cavity-in addition to the way they move their mouth, voice activation could potentially be a more secure option regarding security.

ING Netherlands just may be on to something, with voice recognition determined to be more unique than a person’s fingerprint. Also, voice recognition is not nearly as duplicable, with fraudulent hacker attempts able to be recorded, stored, and used to improve security.

Although the technology for this mobile banking service is fairly new, it can be implemented to bank phone systems to optimize security.

The Associated Press stated that a few US government departments use voice activation technology when individuals call to deal with tax and pensions issues and concerns. With this in mind, the trend certainly seems to be catching on.

A learning curve is to be expected for major tech companies, however, while they figure out how to properly design safe and secure voice activation services.

The future looks promising for voice activation technology, and the mobile wallet industry will absolutely look to reap the benefits of it depending on whether or not it can prove to be a more secure option than fingerprint activation.